Self-Directed Means Unmanaged
Most crypto IRA platforms call themselves "self-directed." That sounds empowering. In practice, it means you're on your own.
No one monitors your portfolio overnight. No one rebalances when markets move. No one steps in when volatility spikes at 2 AM on a Saturday. You get a login and a trading interface. Everything else is your responsibility.
For retirement savings — the money you can't afford to lose — that's not a feature. It's a liability.
"A dashboard isn't a strategy. Access isn't management."
How Animus AI Works
Animus is our proprietary AI portfolio management system. It watches the market so you don't have to.
Market Monitoring
Animus monitors global crypto markets 24/7, tracking trend shifts, liquidity changes, and macro indicators across all major exchanges.
Dynamic Allocation
The engine dynamically shifts your portfolio between growth assets and stability assets based on real-time risk scores, aiming to capture upside while protecting your base.
Volatility Response
When volatility hits, Animus responds in milliseconds—executing defensive maneuvers that would take human managers hours or days to coordinate.
What You Get
Professional management and transparent reporting for your retirement peace of mind.
24/7 Portfolio Monitoring
Animus AI monitors your portfolio continuously — tracking price action, market sentiment, and on-chain indicators around the clock. When conditions change, the system responds. You do not need to log in, set alerts, or watch the market. Monitoring never stops.
Automatic Rebalancing
When allocations drift from targets, the system corrects. When volatility spikes, it responds. No manual intervention required.
24/7 Reporting Through sFOX
Track your portfolio anytime through sFOX. Every trade, every balance, every transaction — visible in real time. No waiting for a statement.
System Status Alerts
When Animus makes a portfolio adjustment, you will see that on S-fox. You always know what’s happening with your retirement savings.
Clear Fees. No Surprises.
Our fee structure is simple. We profit when your portfolio grows.
| Fee | Amount |
|---|---|
| Annual Management | 2% |
| Performance Fee | 25% (on profits only) |
| Trading Fee | 0.14% via sFOX |
| Setup / Lock-ups / Hidden Fees | $0 |
| Account Closure | $0 flat fee |
Performance fee (25% on profit above your high-water mark) applies at closure if your account is in profit
Managed vs. Self-Directed
Most crypto IRAs leave you to manage your own portfolio. Here's what that difference looks like in practice.
| Feature | BlockTrust (Managed) | Typical Self-Directed |
|---|---|---|
| Portfolio Monitoring | 24/7 AI-driven | You watch it yourself |
| Rebalancing | Automatic | Manual (if at all) |
| Volatility Response | Immediate, systematic | Whenever you log in |
| Reporting | 24/7 Through sFox | Transaction history only |
| Risk Management | Built-in protocols | Your responsibility |
